How Much Affordability Does Your Dollar Bring Today?
Jeff compares politics and real estate, noting that social media and the internet have turned local events into national concerns This influences the financial landscape, determining the amount of money people have to spend and how they are willing to spend it. Richard Greene, Wendy Van Wessel, and Sarah Liang share ideas to help hang onto more of that hard-earned money.
As Tapering Nears, Mortgage Companies Must Adjust
Jeff explores the probable measures loan companies are looking to adopt as government tapering nears. Some companies will not survive, some will consolidate, and some will privatize. Can loan seekers benefit from this reshuffling in the mortgage market? Guests Zack Harmon, Tyler Sinks, and Tracy Madden look into alternative energy options, multi-family real estate, and the desirability of the San Diego market.
What Does Raising the Debt Ceiling Mean for Mortgages?
Jeff breaks down the different aspects of how government debt directly affects the setting of interest rates for mortgages and why buyers should pay close attention to the decisions Congress makes concerning the debt ceiling. Are there more questions than answers? Guests Gino Payne, Maria Schroeder, and Jessica Hearns talk about entrepreneurs, small business owners, and what’s happening in the Las Vegas market.
Tapering, Unemployment, and Weather – Oh My!
Jeff examines the numerous factors currently facing prospective homebuyers. The questions of tapering vs. inflation and employment vs. unemployment will influence the setting of interest rates, and recent extreme weather occurrences serve as a reminder that Mother Nature must always be part of the equation. Guests Jennifer Conrad, Luke Manke, and Tim Wise share insights on loans and programs.
What Causes Inflation?
Jeff breaks down the different causes of inflation and the effect it has on the economy. He is “on location” in Las Vegas, finding that businesses are booming and entrepreneurs are thriving, even in an inflationary market. His guests Oscar Carboni, Joann Munz, and Charles Giscombe bring some of their entrepreneurial insight into the world of cryptocurrency, property management, and non-QM loans.
Natural Disasters Can Put the Brakes on Your Loan
Jeff checks in with his sound engineer Darrell regarding the recent fires up in Lake Tahoe to get an idea of how residents in that area are being impacted, shining a light on an important aspect of loan consideration – natural disasters. Guests Ronnie Montana, Celia Rios, and Brendan McBreen discuss high market prices, the loan qualification process, and how best to stage a home.
Are House Hunters Taking a Covid Time Out?
Jeff ponders the way people have changed their home searching behavior due to Covid concerns. Health worries and the stress of children going back to in-person classes are some of the reasons fewer people are actively looking for homes. Is this creating an opening for buyers? Jeff continues his spotlight on entrepreneurs with guests Joe McKone and Kurt Lehrmann.
Is Now a Good Time to Buy a Home or Start a Business?
Jeff invites entrepreneurial experts Tim O’Keefe and Jaime Kinser to share strategies to help maximize marketing opportunities for new and existing businesses. With tapering on the horizon and margins shrinking, higher interest rates are in the not-too-distant future. Guests Bambi Olesky and Nina Penny help decipher what this means for prospective home buyers.
Real Estate – Constantly Evolving and Changing
Jeff shares statistics for the housing shortage and how individual cities have such a big effect on determining the current high prices. Additionally, he introduces the latest strategies mortgage companies are using to try and reach more of the real estate market. Guests Brenda Scott and Maria Schroeder explore programs available to help buyers with lower income and credit scores.
Rate-and-Term Refi or Cash-Out Refi – How Do You Choose?
Jeff explains the differences between Rate-and-Term vs. Cash-Out Refis and Owner-Occupied vs. Non-Owner-Occupied loans. He also discusses high-risk loans, who invests in them, and why. Charles Giscombe, George Gonzales, and Patrick Washington bring some clarity to the process of finding the most advantageous loan for every client.
