Skyrocketing Interest Rates and US Debt
Jeff sheds some light on how interest rates have climbed to an astronomical height in the first three months of this year, with a rapidity not seen since 1994 for a similar time period. Will rates continue to escalate, and is there a reprieve in sight for the average homebuyer? Guests Jennifer Conrad, Stacy Hartmann, and Jennifer Long discuss rates and share some products designed to bring more buyers to the marketplace.
Round-the-Clock News Adds to the Stress of Homebuying
Jeff examines how the 24/7 news cycles continually remind us of how inflation, Covid, and the war in Ukraine are making everything more expensive and add to the anxiety of those who are already concerned about how all of these events leave them with less money and fewer opportunities to buy a home. Guests Annie Chin, Ciro DiPalma, and Charles Giscombe offer solutions, discussing QM products, pricing, and buying and selling in today’s market.
The Tragedy of War and the Economic Fallout
Jeff ponders the catastrophic effects of war on the people caught in the middle of something they cannot escape from and relates how something happening halfway around the world touches us here in the US. How will it affect our day-to-day living? Guests Noah Shuffman, Anthony Alleva, and LaWanna Bradford share information on market and rate volatility, wholesale products, and an update on the Altlanta, GA, market.
How War in Europe Influences US Mortgage Rates
Jeff explains how the global economy is in a state of flux now that Russia has declared war on Ukraine. Inflation, already rising because of Covid, will be impacted by events in Europe as investors look for a safe haven away from the volatility inherent in wartime economics. What does this mean for interest rates and mortgages? Guests Brenda Scott, Wendy Van Wessel, and Charles Giscombe discuss loan programs and the effect of the crisis on lending.
Volatility on the World Stage Creates Market Uncertainty
Jeff outlines the different elements causing such dynamic shifts in the mortgage market. Upheaval in Ukraine, the specter of a recession, and inflation are all contributing factors to the daily changes in rates. How can homebuyers plan amid so much uncertainty? Jeff shares where to watch for the most reliable rate indicators. Guests Ed Peisner and Livier Becerra advise on internet safety and home buying in the current climate.
Strategies to Navigate a Tough Market
Jeff breaks down the inherent difficulties for anyone looking to buy or sell a home in the current financial climate. Inventory is about as low as it’s ever been, prices are high, and available properties are languishing. What can buyers and sellers do in such a tight market? Guests Justin Hardman, Nina Penny, and Connie Hernandez offer some ways to help.
Opportunities in the Real Estate Market
Jeff weighs the pros and cons of the current mortgage climate, from the effect of the weather on housing sales to the surprising developments in the foreclosure process. Even with low property inventory, rising rates, and inflation, is it still a good idea to try to buy a home right now? Guests Charles Giscombe and George Gonzales share their perspectives on that very question.
Be Here Now
Jeff encourages listeners to adopt a “Be Here Now” mindset when purchasing a new home. Buying in a hurry just to get a lower rate could result in settling for an undesirable property, but waiting for the expected changes in the economy over the next few months might make all the difference. Guests Taryll “Big Tex” Robinson and Mikke Pierson discuss smart investing and business coaching.
Negative vs. Positive Inflation
Jeff contrasts positive and negative inflation, and how we individually experience it shapes our opinion of it as a good or bad thing. Inflation affects almost everything in some manner, so where is it beneficial? Jeff’s guests Laurie Preedge and Cindy Matthews share the latest on HELOCs and the limited housing inventory in SoCal.
Inflation – How Long Will It Last?
Jeff sheds some light on the many economic elements that contribute to inflation: those that are transitory and those that are more long-term. What are the aspects to be concerned about, and is there relief in sight? Guests Jason Frasier, Richard Greene, and Gentile Chhun delve into loan options, real estate, and house flipping in this evolving financial landscape.
